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HELOC (Home Equity Line of Credit):
*Annual Percentage Rates are subject to credit qualifications. Home Equity Line of Credit rates available on owner-occupied residential properties up to a maximum 80% loan-to-value. FNBE lien may only be subordinate to another FNBE lien. Home Equity Line of Credit offers require a minimum loan amount of $15,000 new money. Automatic monthly payment from a Farmers National Bank checking account is required to obtain stated APR. Fees will be assessed. Annual Percentage Rate (APR) of 1.99% for 6 months then PRIME thereafter. Prime Rate is a variable rate, subject to change, based on the Prime Rate published in the Wall Street Journal. As of November 1, 2020, the Prime Rate is 3.25%. Loans are subject to credit and property approval. Other terms and rates available. Rates and terms are subject to change without prior notice. The Farmers National Bank of Emlenton NMLS 507010.

HE (Home Equity Loan):
*Annual Percentage Rates are subject to credit qualifications. Home Equity Loan rates available for owner-occupied residential properties up to a maximum 85% loan-to-value. FNBE lien may only be subordinate to another FNBE lien. Home Equity Loan offers require a minimum loan amount of $15,000 new money. Automatic monthly payment from a Farmers National Bank checking account is required to obtain stated APR. Fees will be assessed. Monthly principal and interest payments at an Annual Percentage Rate (APR) of 2.99% for 5 years are equal to $269.46 per $15,000 borrowed. This estimate does not include taxes or insurance, the actual payment obligation may be greater. Loans are subject to credit and property approval. Other terms and rates available. Rates and terms are subject to change without prior notice. The Farmers National Bank of Emlenton NMLS 507010.