|
Deposit
Rates | Loan
Rates
Deposit Rates
Rates are
effective as of June 30, 2008.
All rates listed
represent the Annual Percentage Yield (APY)
Interest Rates may change without prior notice. Fees incurred could
reduce the earnings on the account.
Certificates
of Deposit
($500 minimum deposit)
|
|
Term
|
APY
|
|
12
Month CD
|
1.00%
|
|
18
Month CD
|
1.25%
|
|
24
Month CD
|
1.50%
|
|
30
Month CD
|
1.75%
|
|
36
Month CD
|
2.25%
|
|
48
Month CD
|
3.00%
|
|
60
Month CD
|
3.25%
|
|
72
Month CD
|
3.51%
|
|
84
Month CD
|
3.75%
|
|
*
A penalty will be assessed for early withdrawal.
Preferred
Rates are available on CD's with balances in excess of $100,000. Please
contact your local branch office for more details.
|
Regular
Money Market
$1,000
minimum balance
|
|
$1,000 opening
deposit required
|
APY
|
|
All Balances
|
.50%
|
|
* Interest
rate may change after the account is opened.
|
|
Maximum
Yield Money Market
$2,500 minimum balance to avoid
service charges
|
|
$2,500 opening
deposit required
|
APY
|
|
$1
- $9,999
|
1.26%
|
|
$10,000
- $24,999
|
1.46%
|
|
$25,000
- $ 74,999
|
2.22%
|
|
$75,000
- $249,999
|
2.99%
|
|
$250,000
- $999,999
|
3.25%
|
|
$1,000,000
and up
|
3.87%
|
|
* Interest
rate may change after the account is opened.
|
|
Checking
|
|
APY
|
|
SUPER
NOW Checking
|
|
|
$5,000
- $14,999
|
0.10%
|
|
$15,000
- $29,999
|
0.25%
|
|
$30,000
& OVER
|
0.75%
|
|
|
|
|
NOW
Checking
($500 opening deposit required;
$500 minimum balance)
|
0.05%
|
|
Classic
Club Checking
($25 opening deposit required;
$10,000 aggregate deposit balance required)
|
0.05%
|
|
Classic
Club Plus Checking
($25 opening deposit required;
$20,000 aggregate deposit balance required)
|
0.30%
|
|
* Interest
rate may change after the account is opened.
|
|
Savings
|
|
APY
|
|
Statement
Savings
($5 opening deposit required)
|
0.50%
|
|
Christmas
Club (direct debit)
($1 opening deposit required)
|
1.25%
|
|
* Interest
rate may change after account is opened.
|
|
