Current Loan Rates

The following are current loan rates at The Farmers National Bank of Emlenton.  Please contact us or visit your local Farmers National Bank location to speak with one of our Customer Service Representatives for more details regarding the terms and conditions of these rates.   Other rates and terms are available.  Accurate as of March 25, 2014.

New Automobile

 Term

 Annual Percentage Rate (APR)

 Up to 24 Months

 3.750%*

 25 - 48 Months

 3.875%*

 49 - 60 Months

 4.000%*

 61 - 72 Months

 4.250%*

*Rates reflect a .25% discount for automatic payment made from a Farmers National Bank checking account. 
As an example, the monthly payment on a $25,000 loan for 72 months, with no insurance, will be $393.98.

 

Pre-Owned Automobile

 Term

 Annual Percentage Rate (APR)

 Up to 24 Months

4.250%*

 25 - 48 Months

4.500%*

49 - 60 Months

4.750%*

*Rates reflect a .25% discount for automatic payment made from a Farmers National Bank checking account. 
As an example, the monthly payment on a $10,000 loan for 60 months, with no insurance, will be $187.57.

 

Fixed Rate Mortgage

 Term

 Annual Percentage Rate (APR)

 Up to 10 Years

3.375%

 10 - 15 Years

3.625%

 15 - 20 Years

4.250%

 20 - 30 Years

4.625%

As an example, the monthly payment on a $100,000 loan for 360 months, with no insurance, will be $514.13. 

 

Adjustable Rate Mortgage

 Term

 Annual Percentage Rate (APR)

 5/1 Year ARM

3.750%

 7/1 Year ARM

3.875%

As an example, the monthly payment on a $100,000 loan for the initial 84 months of a 7/1 Year ARM, with no insurance, will be $470.24.

 

Home Equity Loan

 Term

 Annual Percentage Rate (APR)

 Up to 5 Years

4.50%*

 6 - 10 Years

4.75%*

 11 - 15 Years

5.00%*

 16 - 20 Years

5.25%*

*Rates reflect a .25% discount for automatic payment made from a Farmers National Bank checking account. 
As an example, the monthly payment on a $25,000 loan for 180 months, with no insurance, will be $197.70.

 

All rates represent the Annual Percentage Rate (APR).  Rates are subject to acceptable credit and other approvals.  Rates are subject to change without prior notice.  A minimum loan amount of $5,000 is required for all consumer loans.