Loan Checklists

At Farmers, we're always looking to make the process of applying for a loan a little less daunting for our customers.  Below you will find a list of common loans with Farmers and a checklist of what to bring to your appointment with a Farmers National Bank loan expert.  By having these items ahead of time, the loan process will move more smoothly and with fewer delays.  To set up an appointment, please click here to meet our lenders.

 

Home Equity Loan

To apply for a Home Equity Loan with Farmers, please bring the following items when meeting with a Farmers Loan Expert:

  • Valid Photo ID.
  • Income verification documenting one month's wages.  If you are self employed, two years of Tax Returns with W-2's are required.
  • A copy of the deed.

 

Auto Loan

To apply for an Auto Loan with Farmers, please bring the following items when meeting with a Farmers Loan Expert:

  • Valid Photo ID.
  • Income verification documenting one month's wages.  If you are self employed, two years of Tax Returns with W-2's are required.
  • Vehicle or Dealer Invoice.

 

Personal Loan

To apply for a Personal Loan with Farmers, please bring the following items when meeting with a Farmers Loan Expert:

  • Valid Photo ID.
  • Income verification documenting one month's wages.  If you are self employed, two years of Tax Returns with W-2's are required.

If you applying for a secured loan, please also bring the following:

  • Collateral:
    • If using an automobile:
      • Title
      • Evidence of Hazard Insurance naming Farmers National Bank as "Loss Payee"
    • If using a Certificate of Deposit:
      • Original Certificate of Deposit

 

Equipment Loan

To apply for an Equipment Loan with Farmers, please bring the following items when meeting with a Commercial Lender:

  • Valid Photo ID.
  • Income verification documenting one month's wages.  If you are self employed, two years of Tax Returns with W-2's are required.
  • Purchase Order or Invoice.

 

Commercial Loan

To apply for a Small Business or Commercial Loan with Farmers, please bring the following items when meeting with a Commercial Lender:

  • Valid Photo ID.
  • Small Business Credit Application.
  • Current Personal Financial Statements.
  • Tax Returns on all Principal/Guarantors for the past 2 to 3 years.
  • Copy of Deed.

If you are applying for a construction loan, please bring the following:

  • Copy of construction contract.
  • Copies of construction plans and specifications.
  • Copies of building permits.
  • Mechanic's Lien Waivers.
  • Disbursement Schedule.
  • Inspection Reports.